NO HOA, a short walk to the beach, and your own private escape beneath the live oaks! Welcome to 301 Bay Circle, a charming North Topsail Beach retreat offering 2 bedrooms, 2 full baths, plus a bonus bunk room--all tucked beneath a beautiful canopy of mature live oaks. The open main living area brings together the kitchen, dining and living spaces beneath vaulted ceilings, creating a bright and inviting place to gather. On the lower level, you'll find a comfortable bedroom with direct access to a beautiful screened porch, a full bathroom, and a separate bonus bunk room--an ideal setup for kids, guests or additional sleeping space. Upstairs, the generously sized primary bedroom offers its own private bath and balcony, creating a peaceful retreat of its own. Outdoor living is where this property really shines. With decks on three sides of the home, two screened porches, a spacious shaded area beneath the house, outdoor shower and plenty of parking, there is always a place to relax after a day at the beach. The magnificent live oaks create a sense of privacy and serenity that's hard to find this close to the ocean. Best of all, there's NO HOA and the beach is just a short walk away! Walk across the street for dinner and drinks at the St. Regis, grab an ice cream, or stroll to the nearby tiki bar. Offered fully furnished and already set up to sleep six, 301 Bay Circle is ready to enjoy as a primary residence, second home or vacation rental. Come experience your own little North Topsail Beach escape beneath the live oaks!