A rare opportunity to own a single-family residence with no HOA in the heart of Wrightsville Beach. Ideally positioned along North Lumina Avenue, this three-bedroom, two-bath home offers 1,821 square feet just one block from both the Atlantic Ocean and Banks Channel. The Wrightsville Beach Loop begins directly across the street, while restaurants, boutiques, parks and Johnnie Mercers Pier are all within easy walking distance. The home's expansive covered porch creates an inviting setting for coastal breezes, relaxed afternoons and colorful evening skies. Directly across the street, the single-story Little Chapel on the Boardwalk preserves an unusual sense of openness, an increasingly rare quality in such a central island location. Inside, vaulted ceilings bring volume to the main living and dining area, where a wood-burning fireplace provides a warm focal point. The kitchen features granite countertops, a built-in breakfast area, reverse-osmosis water filtration and a Culligan water-softening system. An existing elevator shaft extends from the ground level to the main living floor, providing the opportunity to install an elevator in the future. Among the property's most valuable features is its exceptional parking capacity, with space to accommodate six vehicles beneath the home. A true rarity on Wrightsville Beach, this flexibility is ideal for hosting family and friends while keeping vehicles protected from the elements. The ground level also provides utility and storage space for beach gear, bicycles and water-sports equipment. Outside, a lush backyard shaded by a mature oak tree creates a private garden setting, complemented by an outdoor shower for washing off after a day at the beach. Whether enjoyed as a year-round residence or used as a rental to offset ownership costs, 706 N Lumina Avenue offers privacy, possibility and the freedom of single-family living in one of Wrightsville Beach's most walkable locations.