Dreaming of owning a beach retreat without the premium price tag, nor an HOA/POA? This charming vintage half duplex offers the perfect opportunity to enjoy the coastal lifestyle at an affordable price. Whether you're searching for a personal getaway, investment property, or both, this inviting beach home checks all the boxes. Inside, the open-concept great room seamlessly combines the living area, dining space, and kitchen, creating a comfortable gathering place after a day on the sand. Two bedrooms, two full baths, and a convenient laundry closet provide everything needed for easy beach living. Start your mornings with coffee on the welcoming front porch, unwind on the rear deck beneath the retractable awning while enjoying refreshing coastal breezes, or climb to the crow's nest for breathtaking bird's-eye views of Holden Beach, where you'll enjoy spectacular sunrises, sunsets, and sparkling island vistas. Designed for low-maintenance ownership, the home features durable Hardie Board siding, an outdoor shower for rinsing off after beach days, and is being sold furnished with only a few exclusions from the closets, ground-level storage area and the Porch Furniture that won't convey. This property has excellent vacation rental potential, making it ideal for couples and small families looking to experience Holden Beach year-round. Opportunities like this don't come along often--make your Holden Beach dream a reality today! You can get a beach retreat for your family, that is NOT a condo/townhome, with NO HOA DUES!