HUGE PRICE REDUCTION! A rare find--waterfront living outside a designated flood zone! Nestled on a peaceful cul-de-sac, this energy-efficient home offers coastal tranquility with private shoreline access for fishing, crabbing, and relaxing by the water. Inside, enjoy a spacious first-floor primary suite, gleaming hardwood floors, and a stylish kitchen featuring granite countertops, an oversized pantry, and new stainless-steel appliances. A finished bonus room offers flexibility for guests, a home office, or additional living space, while ample storage and an attached two-car garage add everyday convenience. Enjoy added peace of mind with numerous major updates completed in 2022, including a fully encapsulated crawlspace with dehumidifier, 4-ton zoned HVAC system, propane tankless water heater, solar attic fan, upgraded electrical panel, and whole-house generator. The septic field was replaced in June 2026. Community pier access provides the perfect spot to take in breathtaking sunsets over the water. Combining modern efficiency, thoughtful updates, and a peaceful waterfront setting, this property is a wonderful opportunity to enjoy the coastal lifestyle!